Vehicle cost lab

Total Cost of Ownership Explorer

Filter by drivetrain and third-row seating, then drag the assumptions to re-rank purchase, fuel, insurance, repair, and residual costs live. Mileage labels distinguish used entries from NEW current-buy benchmarks; newer examples are comparisons, not a strict budget screen.

Driving & ownership

Fuel & energy

EV range applied once/day, capped at ~313 driving days/yr (6/7 — holidays/sick days). Raise for 2-trip/longer days → more gas.

Insurance & repair

adds flat $4,300/yr per teen (driver-rated, ~same for all cars)
0 = expected cost · 1 = + one major repair (tail)

Filters

Ranked by 5-year TCO (click a column to sort)

Vehicle Type Trans Purchase Fuel Insurance Repair Residual TCO $/mi 2nd LR 3rd LR Cooled
Model: TCO = purchase + fuel + insurance + repair − residual, over the ownership window. The default research and dashboard baseline is 15,000 mi/year: five years adds 75,000 miles. Residual forecasting is migrating to per-row starting age and odometer, then forecasts the actual ownership endpoint. Until a row has source-backed age, curve, and mileage-response provenance, it uses a legacy planning anchor at five years/+75k miles (age ×0.85/yr beyond year 5; generic planning mileage ×0.93 per +10k mi from +75k). Per-style mileage factors replace that generic planning factor only after private evidence and review. PHEV residuals reflect the out-of-warranty battery at high mileage — the most uncertain estimate. PHEV fuel uses the real-world EV range applied once per driving day (one overnight charge): electric share = min(1, EV range ÷ miles-per-driving-day); the rest runs on gas. So a single short trip can be ~100% electric, but 2-trip or longer days shift toward gas — drag the slider to match your pattern. Insurance is adults-only base × multiplier; teens add a flat $4,300/yr each. Repair = expected + (risk × one major repair). All figures are planning estimates — get real insurance quotes and a PPI before buying.